One of the first steps in purchasing a new home is getting your financing in place. Getting a pre-approval from a lender will allow you to focus on the price range that is within your budget without spinning your wheels! Time well spent to get in the best buying position you can.
Not to be confused with a mortgage pre-qualification which is an initial assessment of a potential buyer. In general terms, when a lender pre-qualifies a buyer, they discuss the buyer’s credit, income and assets with them. When a lender pre-approves a buyer, they will have run the buyer’s actual credit and verify the buyer’s income and assets. That’s a major difference since agents and sellers view a pre-approval as a more firm start to the home-buying process.
Below are a few preferred lenders we have worked with previous buyers:
Contact our Preferred Lenders TODAY!!!
Bill James- Silverton Mortgage
NMLS # 83679
C: 704.281.0258
301 McCullough Drive, Suite 400 Office 462, Charlotte, NC. 28262
Email: [email protected]
Website: www.silvertonmortgage.com
Click HERE to Apply Online w/ Bill
Karen Patterson- Movement Mortgage
NMLS # 504481
C: 704-239-2187
19901 West Catawba Ave, Suite 104 Cornelius, NC 29031
Email: [email protected]
Website: www.movement.com/karen.patterson
Click HERE to Apply Online w/ Karen
Andrea Kindley- Fairway Independent Mortgage Company
NMLS # 93066
C: 704.902.6371
114 Morlake Drive #102 , Mooresville, NC 28117
Email: [email protected]
Website: http://www.andreakindleyteam.com/
Click HERE to Apply Online w/ Andrea